VA Loans
Many people think they have to get their VA loan through the Department of Veterans Affairs. However, the Department of Veterans Affairs does NOT lend money to borrowers; they simply guarantee the loans.
Gainesville Mortgage has been providing families with answers and help regarding VA loans since 1987. We can help you begin the lending process.
If you are among the 29 million veterans or active duty service personnel who are eligible for a VA Home Loan, Gainesville Mortgage can provide you with the advice and resources you will need to buy or refinance the home of your dreams, while ensuring you get the best rates on your loan.
Loan Limits Increased - To $417,000!
Qualified veterans and active duty military can obtain a loan of up to $417,000, or $625,500 in high-cost areas, with no money down. Let a knowledgeable, courteous VA loan specialist help you to maximize your VA benefits today.
Our purpose
Gainesville Mortgage has two principles regarding VA loans. First, we believe every military service member and veteran should be aware of their VA benefits for home loans. Furthermore, interested service members should have access to a knowledgeable VA loan specialist to guide them through the VA home loan Process.
VA Forms
Do you know if you qualify for a VA loan?
Almost every veteran is eligible for Veterans Affairs benefits, such as VA home loans. These loans are generally the best choice for veterans who are planning to purchase a new home or refinance an existing home mortgage.
Short videos provide information on the VA Home Loan process.
On-line copies of VA Home Loan Pamphlets.
Valuable information for first time home buyers from the Ginnie Mae Home Ownership Center.
Answers to questions most frequently asked about he VA Home Loan program.
The VA Loan Guaranty Service is the organization within the Veterans Benefits Administration charged with the responsibility of administering the home loan program. See an independent evaluation of the Loan Guaranty program here:
Information on the Specially Adapted Housing program for certain seriously disabled Veterans.
Addresses, telephone numbers and websites of our Regional Loan Centers.
E-mail, phone numbers and website addresses for the Loan Guaranty Service
Have interest rates fallen since you obtained your VA loan? Do you have an Adjustable Rate VA loan that you want to convert to a fixed rate loan? The IRRRL program, also called the VA streamlined refinancing program, may be for you. No appraisal or underwriting is required and a certificate of eligibility is not necessary.
If you have a VA loan but are having trouble making your mortgage payments, it is very important that you take steps to avoid a foreclosure. VA may be able to help.
Information for Elderly Home Owners covers Reverse Mortgages, Interest Rate Reduction Refinancing Loans, and Home Equity Fraud.
VA direct home loans are available to eligible Native American Veterans who wish to purchase or construct a home on trust lands.
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