Gainesville Mortgage offers a Construction to Permanent mortgage program with Conventional, FHA, and VA financing of new modular homes. The Construction Perm loan closes in the borrower's name, and when the construction of the home is complete, the original mortgage is modified into the permanent mortgage loan. The program is attractive to the home buyer and builder, because both parties save money eliminating double closing costs.

   If you own a residential lot or planning to buy one, we may be able to help. If you are a modular home dealer, call us for details.

   Listed below are only basic features of the manufactured homes construction permanent mortgage program. Underwriting guidelines differ depending upon type of mortgage program, property, loan, down payment, etc. Call for details.

          100% Financing for VA---97% Financing for  FHA

   Up to 95% Financing for Conventional Loans 

   Owner-Occupied   *   Second Home  

   Well, Septic, Light Pole can be included  

   One Closing  -  Borrower and Dealer  

   Modular Homes

   Rural Property